Decatur Stanolind CU

Share/Savings Accounts   IRA Accounts Regular IRA -- rate effective as of 9/25/2009 2.75% Div. Rate 2.78% APY *     dividends compounded quarterly   Share Accounts Regular Savings -- rates effective as of 9/25/2009 up to 1.00% Div. Rate 1.00% APY *     rates vary depending on balance   Share Certificate Accounts 6 - Months -- rates effective as of 9/25/09 1.25% Div. Rate 1.25% APY *     dividend paid at maturity 12 - months 1.55% Div. Rate 1.56% APY *     dividend paid semiannually Loan Accounts   All loans must meet conditions specified by Credit Union Policy and are subject to approval by the Credit Committee.     Unsecured Loans (Signature) Personal Loans 12.00% APR up to 24 months   Share-Secured Loans secured by Regular Savings 4.00% APR up to 60 months secured by Certificate cert rate + 2.00% APR   minimum rate is 4.00% secured by BP stock 5.00% APR   Vehicle Loans New Untitled or Program Vehicles 3.95% APR up to 60 months   60 to 72 months; 4.25% APR with restrictions Used 2007 or newer 4.50% APR up to 60 months   60 to 72 months; 6.00% APR with restrictions Used 2005 & 2006 5.25% APR up to 60 months Used 2002 to 2004 7.00% APR up to 48 months Fees & Disclosures   Deposit Account Fees Overdraft Fee 25.00 Deposited Checks returned unpaid 25.00   Loan Account Fees Late Payment Fee 25.00   Miscellaneous Fees Stop Payment Fee 25.00 Wire Out Fee 20.00

Decatur Stanolind CU 1120 S Jasper St.  Decatur, IL 62521  USA Phone: 217-429-3340  Fax: 217-429-7320 © 2009 Privacy Statement

This website is powered by FedComp, Inc.